Why Payment History Can Matter More Than a Score

Payment history vs credit score car loan decisions involve more than one number. Learn how income, debts, down payment, current stability, and credit history can affect approval.

If you are comparing payment history vs credit score car loan decisions, the most useful starting point is this: a credit score matters, but it is not the same thing as your entire financial situation. Payment history is one of the major pieces of information that helps shape credit scores, and auto lenders may also […]